AFD Financial Advisors Resources Page:
Financial Services Guide: The Financial Services Guide (FSG) is designed to assist you in deciding whether to use any of the services offered by PIS and our Advisers.
The information in the FSG covers such aspects as:
- Information about PIS as licensee
- Who will be responsible for providing the financial services
- Details of the financial services and/or products PIS can provide as well as details of what services and/or products PIS does not provide
- The financial planning process
- Documents you may receive
- Further important information about the advice/recommendations
- Remuneration received by PIS and your Adviser
- Relationships which might influence PIS or your Adviser in providing financial services
- The complaints procedure and compensation arrangements
Should your Adviser provide advice and/or a financial product to you, you will receive a Statement of Advice (SoA) and/or a Product Disclosure Statement (PDS).
The SoA details the financial advice provided to you, and covers such matters as the advice and/or product recommendations, any remuneration payable, the risks and disadvantages associated with the advice and/or product recommendations, and all details of any relationships which might influence your Adviser in providing the financial advice and/or product recommendations. The PDS details all aspects of the investment and/or risk insurance product(s) recommended.
The purpose of these documents is to keep you fully informed in relation to the entire financial planning process.